Why Gamble When You Can Spread?

June 9, 2015 By admin Leave a Comment

People have all sorts of reasons for wanting to get their hands on some extra cash. Whether it’s to fund your next adventure or just to make day-to-day life that little bit easier, for every person you ask you’ll find a different answer. Their ways of finding said cash can differ just as much, but if they have the motivation and conviction to achieve a goal, usually people find a way.

There’s back breaking labour, over-time at work or any number of more ‘conventional’ jobs. However, more and more people are turning to various online methods which give them both freedom and returns. In an ideal world there would be low risk and high reward offerings available everywhere you look. That’s sadly not the case, although it’s not impossible.

After watching Wolf of Wall Street, we all got this crazy notion that trading the markets was for the glamorous high-rollers, and whilst what’s on offer in real life isn’t quite the same as what’s depicted by Hollywood, there are ways to turn them into your favour…..and tax free!

by kenteegardin

Spread betting is a good way of using the markets in your favour to try and have more success. Rather than the ‘will they win, won’t they win’ questions, you can cover a range and give yourself an extra chance to recoup and profit. When most of us are more attuned to the simple formulas and fractional odds it can seem a little bit daunting but, like anything, taking the time to research and learn the markets you’re trading in can often deliver good results. If you are interested, you can learn spread betting here, and from one of the industry’s most trusted companies no less.

What makes spread betting any more effective than other ways of trying to fill up those coffers? Well, depending on your motivation, there are a few factors.

As most visitors of this site are likely to enjoy the freedom and life experience travel can bring, the ability to be able to trade anywhere and anytime will be appealing. In your apartment or a beachfront cafe in Phuket, wherever you have a connection you can use your skills to up your income.

Any winnings are tax-free due to the gambling laws in force, and the fact that your profits are seen as just that, winnings. This means no capital gains tax or stamp duty. The main reason for this is because the government would leave themselves open to reimbursing losses if they were to garner tax from wins, and that’s not a risk they want to take.

Another beauty is that you can use your existing knowledge to make yourself a more lucrative trader. Given the amount of things you can spread bet on, if you’re into sports, politics, currencies, commodities, stocks and many more areas, then you can leverage that knowledge to give you a better foresight and therefore help you to turn a profit. Of course you can opt to learn from scratch, too, or acquire a new interest. There are many ways to skin a cat, as the saying goes.

Instead of just being able to profit when markets rise, you can also be on the positive end when they drop (though unfortunately someone has to lose out, such is life).

There are no guarantees and anybody trying to sell you a “Get Rich Quick” system that sounds too good to be true simply isn’t telling the truth, but some hard work and research can put you in a good position to start manipulating your freedom, both financially and physically, due to this avenue that more and more people are starting to pay attention to.

Everything You Need For A Successful Passport Application

May 15, 2015 By admin Leave a Comment

Image via Flickr

In 2014 British residents who submitted their passport applications faced severe delays. According to the government the problem stemmed from the increase in the number of passport applications. According to the unions the delays were down to the jobs cuts (315 people or one tenth of the Passport Office employees have lost their jobs) and closing of the interview and processing offices. To make the matters worse, it is still unclear whether British residents who fell victim to the delays are eligible to collect travel insurance in case they had to cancel their holidays because their passports were not issued on time.

Be as it may, delays happened. And they might happen again. While you might have little or no control over how the government functions, you can avoid any additional delays by ensuring you submit everything necessary for your passport application to be successful. Here is our fuss free guide on how to gather everything you need for a successful passport application.

Passport application form

Image via Flickr

One of the main reasons why passport application gets rejected is the incorrectly filled out application form.

While the application form cannot be downloaded, it can be filled out online at gov.uk where you can also pay for the passport. Prices are as follows: Ł72.50 if you are applying for your passport for the first time or if you are renewing your passport, Ł82.25 if you use the Post Office’s Passport Check and Send service. Jumbo passport (48 pages) will cost Ł85.50 or Ł95.25 if you use the Post Office’s Passport Check and Send service.

Sections to be filled out include:

First adult passport: Sections 1,2,3,4,5 and 9. Countersignatory fills out section 10.
Adult passport renewal: Sections 1,2,3,5 and 9.
Extension of the passport: Sections 1,2,3,4,5 and 9.
Change in the existing passport: Sections 1,2,3,5 and 9. Sections 4 and 6 if applicable.
Replacement passport: Sections 1,2,3,4,5 and 9. Sections 6 and 8 if applicable. Countersignatory fills out section 10.

Additional documents

Depending on your situation you might have submit additional supporting documents together with your passport application. When you apply to have your passport renewed you only need to submit your existing passport, two photos of yourself and the filled out passport application form. For all other situations, the list of supporting documents is available at the gov.uk website. If you are applying for a passport from outside of the UK, the list of supporting documents can be found at the gov.uk website. Keep in my mind – only original documents can be submitted and no copies are accepted. Once the staff at the Passport Office has examined the supporting documents, they will be returned to you by second-class Royal Mail post. Alternatively you can opt for a special or recorded delivery, which will incur an additional cost. You might want to consider this option for your peace of mind and to ensure your original documents will not get lost in the post.

Photos

Together with the incorrectly filled out passport application form, photos that do not meet the requirements of the Passport Office are the main reason why passport application gets rejected.

To submit photos that will be accepted by the Passport Office the photos should fulfil the following requirements:

45×35 mm in size.
White or light grey background.

Sharp and clear image. Head not too far away or too close to the camera.
No sunglasses or tinted glasses. Normal glasses are acceptable as long as there is no glare in the photo.
Head should not be covered unless for religious or medical purposes.
Neutral facial expression.

Investment advice for young people: planning for a secure future

May 11, 2015 By admin Leave a Comment

When you are young and busy it is easy to ignore the best long-term investments. The sooner you start considering how best to manage your investments and what type of investments to make, the better. Investments can be confusing, even for those with a bit of experience. Luckily, there are investment professionals with years of experience helping young people plan for a more secure financial future. Here are a few tips for getting started on planning your financial future:

Start now

Planning for your future means there is a lot to plan and consider. The sooner you start, the more time you have to achieve your financial goals. Goals will vary based on the individual and as a result it is safe to say that some goals can take longer to achieve than others. The sooner you start trying to reach your goals the more likely you are to succeed at achieving them. Knowing that you are being smart about your long-term objectives can provide significant peace of mind.

Seek good advice for a great start to your future

A bit of financial advice can go a long way towards making sure that you are making the right choices for your financial future. Wesley Edens of Fortress Investment Group co-founded the firm based on his passion for helping others towards a brighter financial future. Prior to Fortress, Wesley was the managing director of Blackrock Financial Management. His firm, Fortress Investment Group, has investments in real estate and debt securities and helps others successfully manage their portfolios. With more than $63 billion in managed assets, Fortress has experienced fantastic growth and profits. As leader of these profitable firms Edens has gained invaluable expertise as an investor.

Invest in a variety of sectors

The risk of losing on an investment can be daunting to anyone. When you are just starting out with a smaller amount to invest, it can be easy to just put your money in a safer investment. It is important to remember that a bit of risk can often result in better returns. You are also young enough that you have a lot of time to earn back any losses if they occur. Investing in a variety of areas can offer a good balance for many people because it spreads the risk. This means that if one sector has a loss you still might have a profit if your other investments show a good return.

The Guest

April 10, 2015 By admin 1 Comment

Famous Danish actor Mads Mikkelsen stars in The Guest – the second of two short films from boconcept. The second instalment of the creative collaboration between urban furniture retailer BoConcept and celebrated actor Mads Mikkelsen premieres March 18th at 4 a.m. EST with The Guest.

Cukic, who also directed BoConcept’s first short film with Mikkelsen, The Call, says of the two films, “Compared to the previous film The Call, which was high on drama, we wanted to make something more lighthearted and fun, and Mads is perfect in the role of furniture geek.”

Set in Sunny Spain

The movie was shot on location in sunny Valencia, Spain in the home of world-renowned BoConcept designer Morten Georgsen. He created many of the furniture pieces starring in the film and is thrilled to see his designs in action. Georgesen beamed; “I have always believed that beauty and function must go hand in hand. What’s the point of beautiful design if you cannot use it?”

He designed the house himself using various levels and flooring materials, and creating a natural transition from indoor to outdoor. The outdoor rooms and lighting played a great part in creating the perfect light and playful ambience in the film.

The Style

In The Guest, Mikkelsen and Cukic play old mates who reunite in Spain. Mikkelsen’s character shows off his new home, which includes beautiful women in unexpected places and chic, functional BoConcept furniture pieces throughout. BoConcept Visual Manager Jette Christensen explains: “This film is lighthearted and more casual, but we wanted to maintain a high level of elegance with an exquisite tone-on-tone selection of white and grey.”

In celebration of the film, BoConcept will give one lucky fan a chance to win an interior makeover worth $5,000. Visit www.boconcept.us for more information on how to enter and to view The Guest, which debuts March 18, 2015.

ABOUT THE GUEST

Mads Mikkelsen is without a doubt the most popular actor in Denmark. Since playing Le Chiffre in the James Bond movie Casino Royale and winning the Best Actor award in Cannes 2012 for his role in the renowned Danish film The Hunt, and has achieved worldwide recognition. His latest performance in the film The Salvation received standing ovations when screened in Cannes in 2014, and many TV viewers around the world can right now enjoy him in the lead role of the hit series Hannibal.

Dejan Cukic directed and co-stars in The Guest. He is known for his roles in the films In China They Eat Dogs, Just Another Love Story and The Trap and enjoyed great success in the Danish hit TV show Nikolaj and Julie.

BoConcept is Denmark’s most global retail furniture chain with more than 270 brand stores in 60 countries around the world. The company has produced furniture for more than 60 years. BoConcept offers a complete coordinated design collection to achieve a personal, functional and stylish home. The company is known for its high level of professional service that helps customers making the most out of their space.

Enjoying Miami’s Attractions for Less

February 7, 2015 By admin Leave a Comment

Miami is famous for its stunning natural beauty and vibrant culture. Exploring Miami’s attractions doesn’t have to break the bank, and you can save money by searching in advance for special deals, using discount car hire to get around and booking in advance. Here are some other great ways to enjoy Miami’s attractions for less.

Plan a Beach Day

Chilling out at the beach is a free experience, that allows visitors the chance to work on their tans while they unwind. Both Miami Beach and South Beach are easily accessible and visitors can shop for supplies at local supermarkets so that they can enjoy a picnic on the sand, while soaking up the sun and swimming in the sea.

Free Museum Days

Miami boasts a large number of interesting and informative museums, and many of these institutions are free to the public on certain days. The Bass Museum of Art is free on the last Sunday of every month and arranges special activities from 14:00 to 16:00. Free entrance is offered to the Gold Coast Railroad Museum on the first Saturday of the month, and visitors can also score cheap tickets to ride the railroad. Families will also want to check out the Miami Children’s Museum, which is free on the third Friday of the month from 15:00 to 21:00.

Big Night in Little Haiti

Really get a feel for the vibrant local culture and let your hair down a little with this free nightlife experience. Big Night in Little Haiti is held by the Little Haiti Cultural Center and The Rhythm Foundation and features live music, art, food and much more.

Little Havana

Exploring this vibrant neighborhood feels like stepping into the heart of Cuba, and this is a great way to discover Miami’s diverse cultural heritage. Visitors can take a seat at a pavement café and watch the world go by, while sipping on strong Cuban coffee and indulging in a deliciously sweet dessert.

Everglades National Park

Exploring the trails that run through this large and lovely area of wetland is an enchanting experience that they whole family is sure to love. Entrance to Everglades National Park is free, and there are plenty of opportunities to spot local wildlife while following the winding trails that skirt the wetlands.

Jungle Island

No trip to Miami would be complete without taking the time to explore the enchanting Miami Jungle Island. This interactive zoological experience can be found on the northern tip of Watson Island and offers the chance to interact with animals in a fun way, while learning more about them. To save on this memorable experience, look out for special coupons and discount codes, which are released regularly.

Image by Kay Gaensler used under the Creative Commons license.

The factory innovations driving the resurgence of US manufacturing

December 20, 2014 By admin 24 Comments

Over the past decade or so, countless US and European companies have either outsourced or moved all or part of their manufacturing facilities to places such as China, the Far East, Central and South America and Eastern Europe. There were sound economic reasons for going overseas: wages were low in comparison to the US; there was a huge pool of skilled labor and exceptionally high rates of unemployment; shipping costs were relatively cheap; and governments offered incentives including tax breaks and heavily subsidized purpose-built factories.

Given the competitive nature of world trade in the early years of the century, it is not surprising that so many businesses took advantage of the opportunity to reduce costs, circumvent ever more restrictive employment laws and cut their tax bills. However, since 2010 business owners are starting to see the benefits of bringing manufacturing home.

Though there were major concerns that the country’s manufacturing base was in danger of collapsing completely, you have to remember that even in the dark days of the recession the US remained the world’s largest manufacturing country, producing 18.2% of global goods; China came second with 17.6%. By October 2012, statistics showed that over the previous 18 months half a million new manufacturing jobs had been created in the US, the biggest increase since the 1990s and a sure sign that dramatic changes were underway.

What is behind this change in corporate thinking? The answer is that a number of disparate developments have taken place over the past five years that have changed the global economic landscape. The economies of many developing countries have grown dramatically in this period, leading to populations that are enjoying a higher standard of living, which in turn has led to a hike in the salaries paid. In a single stroke, one of the biggest benefits of moving manufacturing overseas has been significantly eroded.

Manufacturing costs in China are still some 7% below those in the US, but the cost of shipping finished goods has to be taken into account. The cost of diesel fuel, which powers the vast majority of shipping fleets, has risen, and in an ever more unstable world extended supply chains are a constant source of concern.

Also, US-based companies are beginning to recognize the advantages of locating their manufacturing plants close to their design studios and corporate headquarters. Having the ability to respond quickly to a rapidly changing market and increasingly demanding customers is becoming ever more important.

For many decades North America and Europe have led the world in terms of technological developments and innovation. The US is home to the world’s leading centers of learning and produces thousands of graduates every year, many of whom go on to work in aerospace and automotive engineering, where niche companies such as Transducer Techniques are thriving.

By installing advanced software systems and machinery, manufacturing processes have been automated to the point where only a small number of highly skilled operators are required. This has resulted in US manufacturing costs being forecast to fall to one of the lowest in the world over the next year or so.

As the world finally shows signs of economic recovery, the outlook for manufacturing in the US looks brighter than it has for many years.

Top Attractions to Visit in Belfast

November 21, 2014 By admin 1 Comment

City Hall Belfast (Creative Commons)

Belfast is the kind of city that fills your eyes with beauty and your nostrils with a special scent. There is something absolutely unique and unforgettable about one of Ireland’s most important cities – and once you get to visit it, you are bound to fall deeply in love with it.

If you plan on visiting Belfast soon, you should definitely read on. We have picked up some of the best this city has to offer – and put all of these attractions in a list that is absolute “must” for anyone who wants to truly discover what this city is all about. Read on and find out more!

The Belfast Castle Estate and Cave Hill Visitor Centre

The Belfast Castle is not just a piece of great architecture – it is a landmark of the city, part of its history and part of its culture. Rugged and beautiful, this is the kind of castle that will “haunt” your memories for a long time from now on. And if you add this to the fact that the building is located on one of the highest points in Belfast, Cave Hill, you stand all chances to remain speechless. From up above, you can get a really great view over the city and its constant “buzz” – a truly remarkable experience indeed.

Belfast City Hall

This is another Belfast city landmark you should definitely not miss out on. Opened more than one century ago, the architecture of this place is marvellous even if that is the only thing you look at. Located right at the heart of the city, this civic building stands at the very core of life in Belfast – with its history, culture and wonders. Free tours are available too, so if you are interested in finding out more about the “insights” of this place, go ahead and do it!

Belfast Castle (Creative Commons)

Aunt Sandra’s Candy Factory

It doesn’t even matter if you are travelling with your family or alone – Aunt Sandra’s Candy Factory is a true delight for children and adults of all ages. Delicious handmade chocolate, boiled sweets and a myriad of other products are waiting for you here. This is a true wonderland for those who are in love with chocolate and sweets and it should definitely be visited by just about anyone else – especially those coming with their kids to Belfast.

Of course, these are just 3 of the most important attractions in Belfast. However, the truth is that it would probably take much longer to describe all the small and big wonders this city is comprised of. To enjoy Belfast at its best, don’t forget about a Belfast car hire. It’s much less expensive than you probably think and it will give you plenty of independence to visit everything at your own pace. Other than that, have fun and make for unforgettable memories!

Most beautiful Waterfalls around the world

October 24, 2014 By admin Leave a Comment

Waterfalls are one of the natural wonders on Earth since they create a heaven-like vision. Visiting some of the following waterfalls might just be the most breath-taking experience you will ever have. Take a tour of the top most beautiful waterfalls around the globe by reading this article.

Cascata delle Marmore in Italy

Marmore’s Falls is a fabricated waterfall that was created by the ancient Romans. With its 541 feet height, it is one of the tallest manufactured waterfalls in the entire Europe. A portion of the river Velino flows into a hydroelectric power plant and the rest flows through Lake Piediluco. Visitors should try to be there the moment the powerful rush of water is released from the gates. There is a published schedule of the times the flow is turned on and off.

Dettifoss in Iceland

This waterfall is located in the national park and not too far from Myvatn. It is around 100 metres wide and the water drops into the canyon. In terms of volume discharge, Dettifoss is the largest waterfall in Europe, having an average flow of around 200 m3/s. You can only access the waterfall by driving through a dirt track and there are no facilities to get a better view from the west bank.

Engstligen Falls in Switzerland

The second highest waterfalls in Switzerland are the Engstligen Falls that are situated close to Adelboden. These falls are listed in Switzerland’s inventory of landscapes as having national significance. In the winter months, ice climbers can enjoy climbing up the Engstligen falls, which consist of 600 miles of rocks leading to the Engstligen valley.

Duden Waterfalls in Turkey

The Duden waterfalls on the Duden River in Antalya gracefully flow across a rocky cliff into the Mediterranean Sea. This well-known tourist destination is only 5 miles away from the beaches of Antalya and makes an idyllic place to visit during summer. If you are considering visiting Duden waterfalls, don’t forget your holiday insurance in case something goes wrong on your travels. There are many reputable online insurers that offer good rates for single or multiple trips.

Mollisfossen in Norway

One of the tallest waterfalls with the height of 883 feet is located in Finnmark, Norway. Although many tourists do not visit this waterfall, it is so powerful and impressive that you will be left mesmerised by its beauty. If you are travelling with a group of people, take the walking trail that leads to the heart of the falls where you will see the valley from the top of the cliff.

Niagara Falls

The most famous waterfall in the world is the Niagara Falls located between Ontario and New York. The Niagara Falls actually consists of three falls known as the Bridal Veil, Horseshoe, and the American Falls. The Canadian side is the Horseshoe Falls while the rest are located in NY City. More than 15 million people visit the Niagara Falls every year as it is one of the most popular tourist destinations in the world.

Cyprus: The Gateway to Paradise

October 6, 2014 By admin Leave a Comment

There are places on Earth that really make you believe that Heaven must truly exist. Places so beautiful, so gracious and so heart-melting that you will want to stay there forever. Places so amazing that they will stick to your memory for a lifetime.

Cyprus is precisely one of these places. Surrounded by the ever-blue Mediterranean Sea and in between Turkey, Syria, Lebanon, Israel, Egypt and Greece, this is one of the most beautiful places on Earth. Why would you book a holiday here? Aside from the fact that there are many cheap holidays in Cyprus on special offer, here are some of the reasons that will make you fall in love with this place.

Cyprus (Creative Commons)

The Amazing Culture

With its geographic position and with a history that goes back the 10^th millennium BC, Cyprus is one of the richest places from the point of view of its culture. You will have the occasion to taste unbelievably delicious dishes here, inspired by the Turkish, Greek and Middle Eastern cuisines. You will have the occasion to explore places heavy with history. You will have the occasion to interact with people from different culture who have managed to live together despite the differences that would normally set them apart.

The Splendid Landscapes

Imagine the bluest of the seas and the clearest of the skies. Combine that with beautiful harsh-edged cliffs and with beaches that call for relaxation and you have the perfect blend. You have the perfect holiday spot where you can relax not just your body, but your mind as well. You have the most beautiful setting for marvellous pictures everyone back home will “envy” you for. You have the perfect holiday, right at your fingertips.

Local Cuisine in Cyprus (Creative Commons)

Interesting Attractions

Deliciously rich from a cultural point of view, heavily impregnated with history and with landscapes torn out of the movies, it may feel that you couldn’t even ask more from Cyprus. And that’s where it will amaze you. If you do book a holiday here, don’t forget to visit the Kato Pahpos Archaeological Park and the Cyprus Museum if you are passionate about history. The Church of Saint Lazarus and the Tombs of the Kings are also very much appreciated by tourists, so make sure to visit them as well. And for those of you looking for some “splashy” fun, the Fasouri Watermaniapark is waiting for you too!

Cyprus is not just a travel destination. It is an experience of beauty, entertainment and greatness at their finest. Great food, marvellous beaches, welcoming people, high quality services and the perfect cultural landscape – expect all these things from Cyprus and you will not be disappointed. Book now and enjoy your holiday!

Driving in Bilbao, Spain

September 18, 2014 By admin Leave a Comment

The city of Bilbao is the capital of Vizcaya, which can be found in Spain’s Basque Country region. This charming city is famous for its magnificent architecture and rich history. Although driving is a great way for independent travellers to really get to know Bilbao, this isn’t always the easiest destination for motorists. Here are a few things that you should take into consideration if you are planning to drive in Bilbao.

Follow the rules of the road

Like the rest of Spain, people drive on the right hand side of the road in Bilbao. It is important to be aware of this is you are not used to driving on the right hand side of the road and take things a little slowly at first, especially when driving around roundabouts and turning into other roads. Driving on the right hand side of the road may take a little getting used to at first, but after a while it will feel natural and smooth.

Make sure you are insured

Many insurance companies only insure drivers to drive their vehicles in their own country. If this is your first time driving abroad, it is a good idea to make sure that your car hire insurance covers you to drive in Bilbao and if it doubt, consider renting a car vehicle when you get there.

Planning road trips

Be aware that road signs will be written in Spanish and you may have a little trouble translating them unless you are fluent in Spanish. It is a good idea to pick up a road map and take along a reliable dictionary in case you need to stop to ask for directions along the way.

Road conditions

Bilbao features a number of hilly, one-way streets that can be a little difficult to navigate at first. Frequent construction projects tend to cause traffic jams, so make sure you allow extra time to get to your chosen destination if you have an appointment. However, the roads in and around Bilbao are generally in excellent condition and with a little practice and patience driving here can be a rewarding experience.

Where to visit by car

Driving through the 64 Graceful Arches that can be found in the old quarter of the city is an experience that motorists are sure to love, while attractions such as the Basilica de Begona, the Cathedral de Santiago and the Guggenheim can also be appreciated by car.

Daytrip destinations

One of the best things about choosing to drive in Bilbao is that you will be able to use your car to explore the surrounding area. The area’s top daytrip destinations include the towns of Balmaseda, Guernica, Plentzia and Sopelana.