Up For Anything

Living life to the Full

Four Ways to Start Again After a Divorce

By Leave a Comment

According to Romano Law, P.C., divorce cases and the divorce in general is never easy. It can be a struggle to move on after a marriage. You’ve centered your life around someone else, and now they will be gone. This is also especially difficult when children are involved.

Depending on their age, children might not understand why their parents “don’t love each other” any more. They might even blame themselves. There are so many feelings involved from rejection to anger to helplessness. On the other hand, some families may feel relieved.

The best thing you can do is to try to become more self-aware and to pay attention to your emotions. There will be stages in your emotional well-being that deserve care. In addition, there will be an adjustment period. You can get through it, here’s how.

Allow yourself to feel

Don’t bottle up your emotions because you think you must put on a brave face for everyone. In this type of situation, it is critical to let yourself feel. And, there’s isn’t a right or wrong way. A divorce can mean a feeling of strong loss, of heartbreak for you and your family, and a mixture of all the could’ve and should’ve feelings.

You’ll be asking yourself where things went wrong and replaying situations in your mind. You’ll wonder how the kids will fare. You’ll even worry about finances. Allow yourself to feel the roller coaster of emotions that will come through. If needed, you can express your feelings in private–but still, allow the process to happen.

Talk to a professional

While you do need a support network of friends and family, it’s also important to talk to a professional therapist  who can guide you along this journey with proven methods. They can also help to lessen the load of major emotional issues with insight you might not have considered previously.

In addition, you can get practical tips for finances, your children, managing a household alone and more. While well-intentioned, friends and family can be biased and might not always give the best advice. A professional therapist must be thoughtful in their approach. You can depend on the fact that their advice will be sound.

Empower your coping skills

During an intense and emotional time, it is imperative to focus on and enhance your coping skills. Whether you are going through a divorce, or something else, you will need to regulate your emotions during every period of your life.

At the beginning, you might feel as if you’re in survival mode and may stop caring for yourself. Yet, right now is the time for self-soothing. You can’t let your needs fall by the wayside. So, take care of yourself. Even small things such as bubble baths or watching your favorite movie will help when you are not feeling your best. It’s really important to talk about your mental health, and to let yourself heal.

Focus on the children

It also helps to focus on doing what’s best for the children. Even after the divorce, you and your former spouse will be co-parents for life. So, fuel the healing process by taking charge of that role.

The children will go through their own set of emotions, and the effects of divorce can last for years. It’s important to be there for them when they need you. And, you can support them better when you also take care of yourself–see the suggestion above about coping skills.

In conclusion

Many people have successfully started a new life after divorce. It simply takes time and effort to go through the healing process and adjustment period. Remember that you are not alone, and you do have options for support.

Top 5 New Year’s Resolutions for Bingo Lovers

By Leave a Comment

Whether you love or hate them, New Year’s resolutions are a huge trend and tradition. As we say goodbye to 2017 and welcome 2018, we set ourselves some new year resolutions. Normally, people set resolutions to lose weight or give up smoking (the usual) which end up being broken throughout the year.

With this in mind, we thought we’d give you some top ideas for bingo-related resolutions for 2018.

Try Online Bingo

For most, it’s easy to get stuck in a rut with bingo. You’ll find yourself stuck in a routine where you’ll get bored – without realising that there are so many fresh, engaging games and sites. No matter what your preference is with bingo, you’ll be surprised with how diverse it can be. There are some bingo sites such as; bingo.paddypower.com that have added bonuses for new players, where you can try out a few places for free or cheaper than the average rate.

Chat to New People

Perhaps it’s time to get involved with some chat games? As daunting as it can be to chat to new people who spout out all different types of bingo lingo that you might not be familiar with, this shouldn’t prevent you from getting involved in the bingo world. In any case, you’ll be able to interact from a safe distance and it’s a great way to learn all about the latest bingo competitions, promotions and lingo.

Bingo Buddies

If you don’t already have bingo buddies, then perhaps it’s time you get out and see if there are any bingo events happening. Whether you met your bingo buddies online or meet up on occasion to head out to play bingo, this shouldn’t prevent you from meeting up. Or better yet, build your own bingo community! Surprisingly, you’ll find so many other bingo lovers in the same boat as you, who are looking for a bingo partner or community to join.

Get Organised

It doesn’t matter how much free time you have, if you’re unable to manage efficiently this time gets away from you. When getting organised you suddenly find that you have so much time to spare and things start falling into place. It is important to note that organised people are not born organised. With new organisational skills, you’ll find you can better your finances as by now, you’re probably aware of different payment methods for playing bingo. With this free time, dependant on how you play bingo, whether it’s on mobile (you’re likely to pay via your phone bill) or if you’re looking for a more secure method PayPal might be the better option.

Have Fun!

Start the New Year off with some bingo fun! Get yourself prepared for the year ahead with some new Bingo Buddies and use the bingo lingo whilst getting organised with your bingo payments and events!

5 of the Richest Baseball Players in the World

By Leave a Comment

Most professional baseball players are pretty wealthy, but there are some that are richer than others. If you have a love of this sport, you will definitely be interested to know about which players are the very richest in the world. A lot of the money these players make comes from endorsement deals, but they are rich all the same.

1. Cliff Lee

Clifton Phifer Lee, known to most people as just Cliff, is estimated to be worth around $120 million. He is a starting pitcher on the Philadelphia Phillies, who makes roughly $24 million each year. This is an incredibly impressive figure, especially when you stack it up against most of the other players in this sport. Over the years, he’s had multiple endorsement deals, and he’s got a five-year contract with this current team.

2. Randy Johnson

Another very rich professional baseball player is Randy Johnson, who is worth about $115 million. His many endorsement deals through extremely popular brand name products have gotten him to the very top, financially speaking. Also known as “The Big Unit”, Johnson played for the Seattle Mariners, as well as the Arizona Diamondbacks.

3. Prince Fielder

Prince Fielder is a starting baseman for the Milwaukee Brewers and he is worth approximately $100 million. Born in Ontario, he quickly rose to the top in this sport because of his uncanny talent. His father is Cecil Fielder, a former Detroit Tigers all-star. Fielder is widely regarded as being one of the best players in modern baseball, and he definitely has the net worth to reflect it. With a batting average of 283, it’s easy to see why he was paid so much.

4. Barry Bonds

Barry Bonds net worth is estimated around $80 million. His father is MLB all-star Bobby Bonds and he played for the Pittsburgh Pirates from 1986 to 2007. In 2013, Bonds put his Beverly Park house on the market for $25 million. When he was actively playing in the league, he earned around $15,500,000 per year. There were very few other players in the league at the time that could match Bonds in terms of sheer talent, and he was – and still is – one of the richest.

5. Chipper Jones

Chipper Jones earned about $110 million through his long career in baseball. He played for the Atlanta Braves starting in 1993, and he had a truly amazing career, to say the least. He won the coveted MVP award back in 1999 for his outstanding talent. He started out as a baseman, and he played the game for almost 20 years. He had an annual salary of $13 million, which was fairly high even back when he first started playing.

There have been many baseball players throughout history, but very few of them even come close to being as rich and talented as these men. Most baseball players earn a good salary, but they pale in comparison to the players on this list.

4 Tips for Buying the Perfect Electric Guitar for Your Budget

By Leave a Comment

Buying your first guitar can be an exhilarating experience. It can also be a very confusing one. With all the brands and specifications out there, it can be easy to get lost. You also have to consider your skill level and how much you can afford to pay for a brand-new guitar. However, when you understand the basics, finding a great guitar should be a breeze. Here are a few tips for beginner guitarists on a budget.

Know That You Aren’t Simply Buying a Guitar

While your guitar will be the centrepiece of your audio equipment, know that you’ll have to buy much more than just a guitar to get started. An electric guitar, as good as it is, will be pretty much useless without a few crucial pieces of equipment. Make sure that you factor in the price of an amplifier and a few cables as well when buying your guitar. You also have to save up for an eventual effect paddle as well.

Be Prepared to Pay for Quality

While it may be true that if you gave a great guitar player a mediocre guitar, he’d still be able to make it sound good; if you gave them the choice, they’d probably pick the best guitar they could find. Not only will a great guitar make the learning curve less steep, but it will make you sound much better as well. So don’t be afraid to spend a little more on a good amp and guitar at the very least if you can.

Look at What Your Favorite Guitar Players Are Using

Imitation in this case can be a great way to find a great guitar for you. One of the best ways to find the perfect guitar with the kind of sound you’re looking for is by looking at what guitars your favorite guitar players are playing with. If you like a particular guitarist, it’s not only because of their technique, even though it plays a large role in it. It also has to do with the type of guitar they’re using.

Two different types of electric guitars can have completely different sounds. For example, if you grew up idolizing Jimmy Page and want to sound like him, then you wouldn’t want to buy a Stratocaster. However, if you’re more of a Jimmy Hendrix type, that may be just what the doctor ordered. Don’t be afraid to do your research, finding out what guitar top players play takes all but a few minutes since brands are often just as popular as the guitarists that play them.

Choose a Guitar According to Your Musical Tastes

If you can’t find a hero to pattern your style from, you should pick a guitar that fits the style of music you want to play. While you can always make guitars work for any situation, they all have their little quirks that make them better for certain genres. For instance, if you’re thinking of playing heavy metal, a Stratocaster HSS would be much better because of the humbucker pickup that is situated on the bridge position. But for punk or Blues, a Telecaster might be better because of its smoother sound.

Buying a new electric guitar can seem like a daunting task at first, but once you know your way around, finding one that fits you should be easy. With these few tips, you should find a great guitar in no time.

The Only Ameritrade Review You Need To Read Today

By 1 Comment

As an aspiring day trader, you need to make sure you know as much as possible about all the trading platforms out there. You should not be married to just one platform in order to buy and sell stocks. So, you need to read this TD Ameritrade review to understand how the Thinkorswim platform can help you reach your profit goals.

Day trading is a pursuit that requires dedication, focus and extreme concentration. There are no half-measures in the world of day trading. There is no room for people that are only partially committed to the mission. It takes months of screen time to get good enough to make some money at day trading. And many more months to make any sort of regular profit.

You are only as good as your tools. Which is why getting to know Thinkorswim is such an important part of your evolution as a trader if you plan to use Ameritrade to your advantage. Thinkorswim is designed for frequent traders. There are no more frequent traders than day traders.

Thinkorswim can be customized with a personal interface for easier use and hotkeys can be added so traders can execute orders super fast. That is such an important part of day trading. Once you settle on a schedule, you learn the trends and the ways that stocks are moving each day and you need to be able to jump on opportunities. One of the most important parts of being a day trader is being able to follow momentum day trading strategies. And Ameritrade might just be the provider that will help you reach your profit goals.

There are educational videos on Ameritrade that can help you expand your market knowledge and bring your investing game to the next level. There are 3 levels of expertise that allow you to tailor your learning to your exact level. And beyond the videos, there are how-to articles and tutorials that will break down trading to the simplest level for anyone that needs it.

Ameritrade and its Thinkorswim platform also offers streaming CNBC news for you to take advantage of the breaking news and to give your market knowledge more scope. The ways that up-to-date information can help you in your breakdown of the market each day are invaluable. It is a great way to search for catalysts that may cause a stock to spike and give you a chance to ride that spike to profitable plains.

Practice makes perfect and there no place that truism holds more weight than in day trading. Being able to practice day trading will make your profit-making skills all the more effective and it is hard to do, unless you have a endless amount of capital to work from. Which is why trading with paperMoney in Ameritrade. That gives you virtual money to play with and allows you to learn how to trade without risking too much of your own hard-earned savings.

The bottom line is that it makes sense to give Ameritrade a try as you navigate your way through tons and tons of trading platforms at your disposal.

Simple Kitchen Appliance Repairs You Can Do on Your Own So You Save Money

By Leave a Comment

Because the majority of people live on a pretty tight budget, unexpected expenses can really throw your finances out of whack. As a homeowner, there are often unexpected expenses that seem to show up on a fairly regular basis. Here we’ll take a look at some simple kitchen appliance issues that most people can fix on their own, which will save them from having to call on the expensive repair person each and every time.

Garbage Disposal Unit is Making a Humming Noise

If you own a garbage disposal unit then there is a chance you’ve encountered issues before, or perhaps are going through it right now. A common complaint is a unit that makes a humming noise when it is turned on rather than doing what it should. According to the Mr Garbage Disposal website, this is a very easy DIY fix that only requires an Allen wrench. If you look closely, the odds are high that your unit has an Allen wrench attached to it.

This humming sound usually means there is something jammed in the unit, which needs to be dislodged. You can unplug the unit, inspect the drain hole, and remove anything that is clogging it up.

Refrigerator Stops Working

When a refrigerator stops working, it is a pretty big deal. The longer it doesn’t work, the higher the odds of the food inside becoming spoiled. It is recommended that the first thing you do is check the coils for a build-up of pet hair if you have pets. This can cause the compressor to overheat, which will engage the overload switch.

Even if you don’t have pets, dust and dirt can start to clog up the coil over time, so this is still something you’ll want to look at. In order to ensure the coil is clean, use a special coil cleaning brush and finish by vacuuming it.

Dishwasher Isn’t Cleaning the Dishes

The dishwasher is among the most-used kitchen appliances, which means when it stops working there is a whole lot of chaos caused. If you are running the cycle on your dishwasher and nothing is being cleaned, it could be that the food filter is the culprit.

The first place to start is with the spray arms. Examine them for any clogs, and then give them a good cleaning. These spray arms can actually be removed and soaked in white vinegar for a deep cleaning.

Next clean the inside of the actual dishwasher so that you’re starting with a clean surface. This includes emptying out the food filter, which can become clogged over time.

The last step is to get rid of scale build-up that can affect how well the dishwasher cleans.

Know When You Are in Over Your Head

While many issues you can tackle on your own, it’s still good to know when you’re in over your head. Admitting that the repair is too confusing, difficult, or even dangerous for you can likely end up saving you money in the end. Call in the repair person to do it right from the start and save yourself a lot of time and hassle.

Getting A Federal Tax ID For Your Business

By 1 Comment

The Federal Tax Identification Number or the Federal Employer Identification Number (FEIN) is also known as the Employer Identification Number (EIN). It is a unique 9-digit number assigned by the Internal Revenue Service (IRS) to business entities operating in the United States for the purposes of identification. When this number is used for the purposes of employment tax reporting, it is usually referred to as an EIN and is used for tax administration.

Who uses EIN? EIN are used by employers, sole proprietors, corporations, partnerships, non-profit organizations, trusts and estates, government agencies, certain individuals, and other business entities. EIN is used by the IRS to identify taxpayers that are required to file various business tax returns. Individuals who are employers may choose to either obtain an EIN or use their Social Security number for the purpose of reporting taxes withheld on behalf of their employees. Social Security number (SSN) is a nine-digit number issued to U.S. citizens, permanent residents, and temporary (working) residents.

An employer needs an EIN in order to pay employees and to file business tax returns. A Partnership, LLC, Corporation, Non-profit, etc. must obtain an EIN in order to open an account for their business. An organization has to be legally formed before it can apply for the EIN.

How to get Federal tax id? First, go to the IRS website. Proper registration must be done via the IRS. Identify your entity type and fill out the application form. If you are not sure of the entity type, you can take a simple survey run by govdocfiling.com. Once an EIN is issued, it will not be reissued. EINs do not expire.

There are certain cases where you will need to obtain a new EIN.

  • When a sole proprietorship changes to a corporation or partnership.
  • When partnership changes to a corporation or sole proprietorship.
  • When a corporation changes to a partnership or sole proprietorship.
  • When an individual owner dies, and the business is taken over by the estate.

In the above cases, you can apply online for tax id number with the IRS. Online application for a tax id number is available for all business entities who principal office or legal residence is in the United States. Once the EIN number is issued, it can be used immediately for most of your business’ needs e.g.:

  • Opening a bank account
  • Applying for a business license in your state
  • Filing a tax return by mail.

Smart Ways for Entrepreneurial Minded People to Make Great Money

By 4 Comments

By nature, entrepreneurs looks for great investments that can make them money both in the short run and over time. This need to succeed is what ultimately fuels them toward success. Many examples of serial successful entrepreneurs exist today. People like Mark Cuban, Reed Hastings and Elon Musk are great examples of how the best ones perform. They are invested in dozens of companies in different industries, all of which have the potential to turn a great profit.

An entrepreneur must be discerning and gain an understanding of the business and industry in which the investment will be made. Not all investments are good ones and to be able to determine which one is a good one will determine the fate of the entrepreneur’s investment.

With this is mind here are some smart investment ideas for entrepreneurs to consider.

Trading Binary Options

The stock market is at record highs, pricing out many who would like to participate and worrying those who are in already about whether they should expect the market to continue its lofty heights or come crashing down to reality. As a result, it has become increasingly hard for many to jump in even though they are attracted to it.

One way to take advantage of a hot market at a fraction of the price is to trade options. Options can be purchased at a fraction of the cost of buying the stock outright, and can prove to be more beneficial when the movements of the stock reflect the direction of the option. The options market can get complicated and convoluted, but a simple way for entrepreneurial minded people to get involved is to set up a binary options account at a company like Binary.com.

Binary options are attractive because of their simplicity. The investor must essentially only guess whether something specific will or will not happen. As an example, a binary option may be as simple as whether the share price of a company will be above $30 on December 4th at 9:30 am. If the share price is $33 at the appointed time, the option automatically exercises and the option holder gets a predetermined amount of cash. Entrepreneurial types can manage their own option accounts. Like with all trading involving stocks, there is a risk that the investor will lose some or all of his money, so caution should be exercised. But the simplicity, low cost, and high income potential of binary options make it a great business for entrepreneurial minded people.

Investing in Technology Start-ups

The technology boom is in full effect right now and it seems like anything that is tech is seeing its fortunes rise. Companies like Facebook, Snapchat, AirBnB, Jet.com, Google and Amazon have made their investors and entrepreneurial founders billions of dollars and each week a new company seems to emerge and become a high flyer. Pick a known company in the industry and there is a story about its sky high valuations and stock price and tales of how it has made many millionaires.

But even though this is what we are seeing on CNBC and Fox Money all the time, the truth is that like with any industry, there are many more losers than winners in tech, and picking a winning start-up in the technology industry is a science and an art.

The science part is getting to understand the start-up’s management, products, potential and industry. These factors will give you a strong fundamental understanding of the factors needed to determine the potential of the start-up but they will not give you the full picture.

Entrepreneurs must also have a good gut feel about the particular company and their guts can often be the intangible factor that makes the investment attractive. The gut can tell you that the timing is right, and that the rationale behind why the company is launching its products and services resonates with the marketplace. This combination of factors will get you much further down the road toward making a great decision, but in the end, it will still require a leap of faith on the part of the entrepreneur.

Take your time and do your research, and good luck investing.

Apps To Budget Your Finance

By Leave a Comment

For many from the older generations, they know what it means to be poor. Those days, money was hard to come by and many lived from hand to mouth. There was hardly enough money to make ends meet and every cents were accounted for. Money tracking was never a problem because there was so little money and we knew where every cent went. But this is a different story for the present young generation.

Life for our present young generation has been much easier and many need not have to worry about money. They have more than enough to spend without worrying about where the money comes from. All they know is that their parents will provide for them. Of course, these young people are not to be blamed for spending their parents’ money freely or extravagantly. These parents tend to be overly generous because they want the best for their children what they themselves could not enjoy in their young days.

Once these young people go out to work for their own living, they find that they have problem managing their finance. They have been so used to spending freely without learning to budget and I am sure many have learned the hard way. I may be wrong but in my personal opinion, those who have gone through the struggle and later learned the importance of budgeting, they are the ones that designed the best money management app. We are so fortunate to have so many types of money management apps to help us manage our money.

If you happened to be one that is always short of money before the next salary comes in, then it is high time you need to download a Google Play spending tracker onto your smartphone or an applicable version onto your iPhone. Here are some reasons why you need to track your spending:

  1. To make sure that you are spending on things that need your urgent attention first.
  2. If you don’t know where your money goes, then you will not be able to save for your goals.
  3. By tracking your spending, you will be able to see your weak spending habits and avoid them.
  4. It will also makes you aware of your current bank balance and keep you from over spending.
  5. It also gives you control over your finance and expenses.

Downloading one of the free cash back apps not only keeps track of your money and act as your money manager, you will also get to earn cash back through your purchases. If is never too late to learn to budget with the help of a money tracking app.

The Benefits ASI Offers to Their Clients

By Leave a Comment

When people buy a car, whether it is a new one or a used one, they are making an investment. Cars being mechanical, however, they do sometimes break down. And the vast majority of people find that this happens just after their warranty runs out. This is why so many people decide to take out an extended warranty, also known as a vehicle service contract. One company that is respected for offering some of the best extended warranties around is Accelerated Service International, or ASI. This company, as their name suggests, believes in provide exceptional service, and doing so without any delays. They offer this to all involved with them, being the customers, the agents, and the dealers. The company has a fantastic reputation, not in the least because of their huge array of specialized services.

Best Coverage in the Industry

One of the key things that sets ASI apart is that they don’t just offer one type of service contract. Rather, they offer them for any type of vehicle, new or used, and for all different types of budgets. A full list of coverage options is available on their website, and ASI agents will also be more than happy to discuss these with prospective customers or with dealers. Indeed, they offer extended coverage, wrap coverage, certified coverage, bumper to bumper coverage, and more.

Furthermore, the company believes in making payments without delay. As their name says, they are “accelerated” in everything that they do. They are, in fact, one of the only companies in the country that usually pays out on claims within two hours. Furthermore, they make their payments through credit card, which means money is transferred instantly.

A vehicle service contract is, in essence, a type of insurance. Hence, a number of insurance industry regulations are also applied to these contract providers. ASI prides itself on meeting all those regulations. They make sure, unlike many other providers, that they always have sufficient funds in reserve to make sure claims are paid on. Not just that, they are backed by insurance companies that are all A-rated, which gives customers further peace of mind.

Another thing that sets ASI apart from the rest is their Profit Track system. This is a singular system used by ASI employees, agents, and dealers alike. It is maintained in real time, and this means any questions are always answered accurately and with the correct information. Mainly, it also means that there is consistency across the board. Furthermore, to ensure dealers have rapid and accurate rates on any ASI product, they can access the eContracting and eRating service for information. Agents, meanwhile, can instantly check the status of any claim that has been made with ASI.

Accelerated Service International has been in business since 1990, making it one of the oldest companies of its kind in the country. They have set the standard for what is expected in this industry in terms of customer service, speed of payout, comprehensive coverage, and more. Their contracts are accepted all over the country and clients can choose their own repair shop. So long as they are ASE certified, ASI accepts them.